personal account

Your Gateway to Financial Sovereignty.

A hybrid infrastructure that connects your national currency with the global ecosystem of digital assets.

MAGNARE Personal Checking

Account in local currency with custody in leading partner banks.

MAGNARE Global Personal Checking

Your direct bridge to stablecoins to protect your wealth.

Instant KYC

Internal P2P Trading

Collections/Payments via Dynamic QR.

Your Reputation is Your Greatest Asset.

In the MAGNARE ecosystem, your financial behavior defines your potential. We don't just measure numbers; we value your punctuality, transaction volume, and loyalty to the network.

Transactional Behavior

Every QR payment, every use of your card, and every P2P transaction boosts your credit score. Consistent activity is key to demonstrating solvency and financial maturity.

The Trust Cycle

Punctuality in your payment cycles generates an immediate positive report. Meeting your commitments reduces your rates and organically expands your limits.

Doors to the Elite

A high score isn't just a number; it's a VIP pass. Unlock access to Credit Plus and Elite cards, participate in exclusive auctions, and get top priority on exclusive P2P options and within the MAGNARE Marketplace.

The Personal Growth System

Our card infrastructure is designed to evolve in step with your financial goals. Limit and category allocation is optimized using the MAGNARE Score, ensuring that each card level acts as a tool for growth, prestige, and freedom of movement.

Immediate Liquidity Management

MAGNARE
Debit

Your basic tool for personal capital management directly linked to your balance in national currency.

Full Expense Control

Manage your daily spending using only your own funds, keeping complete control of your money at all times.

No Debt or Interest

Make recurring payments safely and confidently without generating debt or extra charges.

Instant Free Activation

Get your virtual card immediately with no activation fee and ready to use right away.

Financial Profile Building

MAGNARE
Prepaid

The strategic tool to establish your initial credit history within the network and demonstrate creditworthiness.

Pre-loaded funds

For responsible management of your personal budget.

Credit Training Module

Evaluates your payment behavior to quickly advance to credit lines.

Incentive

Earn 2 points for every unit of local currency spent.

Growth and Strength

MAGNARE
Credit

The first solid step toward personal financial leverage and a positive credit report.

Scalability

Access to dynamic credit lines that grow according to your MAGNARE Score.

History

Guaranteed reporting to strengthen your financial profile with the national credit bureau.

Benefits

Accumulation of 3 points for each unit spent.

Status and Rewards

MAGNARE
Credit Plus

Designed for users who demand greater spending power and exclusive lifestyle benefits.

Optimization

Preferential and competitive interest rate on the used balance.

Exclusivity

Direct access to premium auctions and exclusive categories in the MAGNARE Marketplace.

Performance

Accumulation of 4 points for each unit spent.

Ultimate Personal Distinction

MAGNARE
Credit Elite

The pinnacle of the MAGNARE Network, reserved for financial leaders who demand the highest performance and prestige.

VIP Rate

The lowest interest rate across the entire MAGNARE network.

Absolute Priority

Advantage in the P2P investment panel and early access to flash offers from luxury brands.

Maximum Value

Accumulation of 6 points for each unit spent.

Your points have market value, and where value meets exclusivity.

MAGNARE Marketplace

The Marketplace is the exclusive showcase for our network of partner businesses. Here, loyalty becomes currency.

Hybrid Payments

Use your accumulated points to cover part of the cost of your purchases. From a dinner at a fine restaurant to a wardrobe refresh or professional services, if the merchant is in the network, your points are money.

Network Offers

Every discount and benefit is created directly by affiliated merchants, ensuring a constant rotation of products and services tailored to your lifestyle.

Merchant-Powered Auctions

Access exclusive auctions where merchants offer limited-edition products or unique experiences to the highest bidder with points. Plus and Elite users access premium auction categories with benefits that money can't always buy.